When people think of financial success, they often focus on numbers—how much money is in the bank, how many assets they own, or how big their investments have grown. But according to Jennifer De Leon, a Registered Financial Planner, true wealth goes deeper than that.
“Financial abundance does not mean having more assets or material wealth,” De Leon said in an interview with Financial Adviser PH. “Financial abundance is a balance between being grateful with what you already have and having a desire to have more in order to achieve your goals in life.”
It’s a mindset that helps bring meaning to your money decisions. “It puts things in perspective. It gives us a deeper reason why we are working so hard, why we save, invest, or why we do the things we do today.”
Unlike a scarcity mindset that focuses on what’s missing, a financial abundance mindset starts with gratitude. “Focus on the things we already have and not on what is missing in our life. This gives us a more positive view and opens our eyes to the opportunities that are already around us.”
This mindset shift isn’t just about feeling good—it makes taking action easier. “Financial abundance makes following our financial plan easier because we want to—not because we need to.”
De Leon emphasizes that money isn’t the root of evil—our relationship with it is what matters. “Change the way you treat money. Money is not the root of evil. The love of money is.”
Ultimately, adopting a financial abundance mindset is about enjoying life now while planning for the future. “It provides us a balance to enjoy the now while we dream for the future. It makes us feel good—and that’s powerful.”
Because when you align your mindset with your goals, you don’t just grow your wealth—you grow your life.