Financial Adviser

AI Can Now Do PhD-Level Work and That’s Not the Scary Part

Doc Ligot — Mon, 14 Sep 2026 07:18:53 +0000

Looking back at the progress of AI just this year, I’m still surprised at the misconceptions people have about how AI works. For years, we thought of AI as a machine built for one task. One system could read handwriting. Another could understand speech. Another could play chess. Each improved until it reached human skill, [...]

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The Business Lesson Joel Torre Learned From His Filipino-Chinese Customers

FinancialAdviser.ph — Mon, 14 Sep 2026 06:55:02 +0000

Many entrepreneurs spend years searching for the secret to building a successful business. Some enroll in business schools. Others attend seminars, read books, or hire consultants. Joel Torre’s most important business lesson came from a different source. It came from his customers. Long before JT’s Manukan became one of the country’s most recognizable chicken inasal [...]

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Are Philippine Power Contracts Preventing the Electricity Market From Working Properly?

FinancialAdviser.ph — Mon, 14 Sep 2026 06:19:48 +0000

The Philippine electricity market was designed to allow generators, distributors and other participants to respond to changing supply and demand. In theory, this should encourage power plants to operate when they are economically competitive and reduce output when cheaper electricity is available elsewhere in the system. But Mike Thomas, co-founder of The Lantau Group, believes [...]

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What the DHI Merger Could Mean for Shareholders

FinancialAdviser.ph — Mon, 14 Sep 2026 00:32:12 +0000

The proposed merger will dramatically increase Dominion Holdings’ share count, but each share will also represent ownership in a much larger pool of assets. Dominion Holdings Inc. is about to become a much bigger company. DHI currently has about 2.16 billion outstanding shares. But its proposed merger with Indophil Resources Phils. Inc. and Sonar Holdings [...]

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Does Every Filipino Really Owe the National Debt?

FinancialAdviser.ph — Mon, 14 Sep 2026 00:13:37 +0000

Every time the Philippine government announces a new record in national debt, a familiar headline usually follows. “Every Filipino now owes more than ₱150,000.” The statement is simple, easy to understand and often repeated in public discussions about government borrowing. But according to economist Dr. Jesus Felipe, it also gives many people the wrong impression [...]

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How Baliwag Lechon Manok Was Built in a Backyard With Borrowed Money

FinancialAdviser.ph — Fri, 11 Sep 2026 02:53:57 +0000

When Dolores Salcedo and her husband decided to pursue lechon manok seriously, they did not do it with large capital, investors, or a formal production facility. What they had instead was a small loan, their home, and a willingness to do everything themselves. As their daughter Sarabeth Soriano recalls, the business started with a modest [...]

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“We Built the Factory With Our Own Hands”: How Santi’s Began as a Small Sausage Operation Before the Store

FinancialAdviser.ph — Fri, 11 Sep 2026 02:42:52 +0000

When Werner Berger decided to start his own business, it did not begin with a retail concept or a storefront. It began with a factory—small, practical, and built with his own hands. “It was in August 1984 when I resigned,” Berger says. By that point, the decision had already been made. He was ready to [...]

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“We Made Everything in Our Apartment”: How Red Ribbon Scaled Before Systems Existed

FinancialAdviser.ph — Fri, 11 Sep 2026 01:56:27 +0000

As Red Ribbon began to grow beyond its first store, Tessie Moran found herself operating in a stage familiar to many early entrepreneurs but rarely talked about openly: scaling without infrastructure. Demand was increasing, new locations were opening, but the business was still being run with household tools, borrowed space, and manual processes. Growth came [...]

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Antonio Luna on the Politics of Smear Campaigns: A Lesson for the Social Media Age

FinancialAdviser.ph — Fri, 11 Sep 2026 01:49:25 +0000

In April 30, 1890, Antonio Luna published an essay in La Solidaridad titled “The Lady Teacher of My Town (Philippine Sketch).” At first glance, the piece reads like a simple story about a teacher named Jacinta. But beneath the narrative lies a sharp critique of a tactic that remains familiar even today: character assassination. Luna [...]

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Why Tronix Imaging Center Founder Ramon Castillo Left Intel to Build His Own Technology Company

FinancialAdviser.ph — Fri, 11 Sep 2026 01:42:50 +0000

For many engineers, landing a job at a global technology company is considered the pinnacle of career success. But for Ramon Castillo, founder and CEO of Tronix Imaging Center, his early corporate success was only the beginning of a much bigger ambition. Long before he became an entrepreneur, Castillo had already built an impressive academic [...]

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