Financial Adviser

Why the Philippines Could Still Be Poor in 2050

FinancialAdviser.ph — Fri, 30 Oct 2026 05:23:13 +0000

A country can create millions of jobs and still struggle to become rich. The reason is that development depends not only on how many people are working, but also on what kind of work they do and how productive those jobs are. For the Philippines, economist Jesus Felipe argues that this distinction is critical. If [...]

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What Investors Should Know About Vista Land’s Financial Troubles

FinancialAdviser.ph — Fri, 30 Oct 2026 02:26:25 +0000

After months of delay, Vista Land & Lifescapes has finally released its audited financial statements for 2025, revealing a company with substantial assets but growing financial pressures from declining profits, weak cash generation, high financing costs and significant debt obligations. The company’s net income fell 59 percent to ₱3.83 billion in 2025 from ₱9.37 billion [...]

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Shakey’s Is Getting Bigger, but Why Is It Earning Less?

FinancialAdviser.ph — Thu, 29 Oct 2026 02:54:18 +0000

Shakey’s Pizza Asia Ventures Inc. (PSE: PIZZA) continues to expand its business. Its global network has surpassed 3,000 restaurants and kiosks, while systemwide sales continue to grow at double-digit rates. Yet despite its expanding presence, the company is earning less money. In the first half of 2026, Shakey’s reported consolidated revenues of ₱8.17 billion, up [...]

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Does the Philippines Really Have the Means to Defend the Peso?

Stewie Go — Thu, 29 Oct 2026 00:13:35 +0000

The Philippine peso has fallen to record lows against the US dollar, raising questions about whether the country has sufficient financial resources to prevent further depreciation. On October 27, the peso closed at ₱64.17 against the dollar, its weakest closing level on record. Although it recovered slightly to ₱64.025 the following day, the currency remains [...]

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Is JG Summit Preparing for a Bigger Move in Oriental Petroleum?

FinancialAdviser.ph — Wed, 28 Oct 2026 01:32:28 +0000

When JG Summit Holdings paid ₱562 million to acquire shares in Oriental Petroleum and Minerals Corporation (OPM) on October 26, the transaction raised an unusual question. Why would one of the country’s largest conglomerates spend more than half a billion pesos to purchase shares that it already effectively owned? JG Summit acquired 37.05 billion OPM [...]

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Can a Housewife Be Financially Independent Without Earning a Salary?

Stewie Go — Tue, 27 Oct 2026 00:55:12 +0000

When broadcaster Karen Davila recently said that economic empowerment is part of women’s empowerment, she emphasized the importance of women having the ability to earn their own income, own property, build businesses and make financial decisions. Her argument is understandable. A woman who has her own financial resources may have greater freedom to make decisions [...]

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JUJU Lifestyle Founder Jungie Gumiran Started With ₱3 Million and Recovered His Capital in Seven Months. Here’s How

FinancialAdviser.ph — Mon, 26 Oct 2026 01:43:38 +0000

For years, Jungie Gumiran helped businesses generate sales through digital marketing. As a freelancer, he worked with different companies to strengthen their online presence, attract customers, and increase revenue. He became good at what he did. Over time, he also began mentoring other digital marketers and freelancers, sharing his knowledge about how businesses could use [...]

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5 Things Filipino Entrepreneurs Should Know Before Exporting to Africa

FinancialAdviser.ph — Mon, 26 Oct 2026 01:33:33 +0000

For Filipino entrepreneurs who want to expand their businesses overseas, exporting to Africa may seem complicated and expensive. The distance, unfamiliar regulations, and challenges of finding customers in foreign markets can discourage smaller businesses from exploring the opportunity. However, advances in e-commerce, digital payments, and international logistics have made it possible for small businesses to [...]

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The Simple Habit Edric Mendoza Says Can Shape Long-Term Financial Success

FinancialAdviser.ph — Mon, 26 Oct 2026 00:58:57 +0000

People often imagine that financial success comes from one major breakthrough—a promotion, a profitable investment, a successful business, or an unexpected windfall. These moments can help, but they rarely explain why some people steadily improve their lives while others remain financially stuck despite earning more over time. The more powerful difference is often found in [...]

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What Most People Don’t Understand About the Restaurant Business, According to the Dessert Factory Founder

FinancialAdviser.ph — Fri, 23 Oct 2026 08:28:31 +0000

The restaurant business is often romanticized as a world of creativity, good food and satisfied customers. But behind every successful restaurant is an operation constantly exposed to financial risk, economic shocks and rising costs. For many food entrepreneurs, the biggest challenge is not starting the business—it is surviving the crises that inevitably come along the [...]

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