In the world of interior design, going minimalist isn’t just a trend—it’s a smart financial move. Fitz Villafuerte, a Registered Financial Planner (RFP), believes that how you furnish your condo can make or break your budget.
“A minimalist interior design is easy to execute and will save you money from buying unnecessary furniture,” Fitz shared in an exclusive interview with Financial Adviser PH.
For condo dwellers living in tight urban spaces, every square meter counts. Filling up the space with bulky or decorative pieces may seem tempting, but Fitz warns that aesthetics should never come at the expense of function—or your finances.
Most condo units in Metro Manila average between 20 to 40 square meters. That means furniture should serve multiple purposes and occupy minimal space. Investing in large sofas, oversized dining tables, or redundant decor doesn’t just crowd the area—it drains your wallet.
Fitz advises residents to shift their mindset from “What should I add to this space?” to “What do I actually need here?”
Minimalism isn’t about depriving yourself of style or comfort. Instead, it’s about intentionality. And surprisingly, achieving it doesn’t require spending a fortune. Fitz noted that if you do want a certain look or vibe for your condo, seeking professional guidance may be a cost-effective solution.
“If there’s a particular theme or color scheme that you want, you can ask help from an interior design expert, who also usually has contacts with affordable furniture suppliers,” he said.
Hiring a designer may seem like an unnecessary expense, but Fitz argues it can actually help you stay within budget. Designers often have access to bulk discounts, supplier deals, and furniture sources that are not easily available to individual buyers.
Beyond cost, minimalism also offers practical benefits: easier cleaning, better mobility inside the unit, and a less stressful environment. Fitz believes that a clutter-free home supports a clutter-free mind—which, in turn, helps people make better financial decisions.
In small-space living, less truly is more. Each furniture purchase should be made with utility and longevity in mind. Before hitting the store or adding another piece to your cart, ask yourself: Will this improve my quality of life, or just take up space?
“A minimalist interior design is easy to execute and will save you money from buying unnecessary furniture,” Fitz emphasized again.
Condo living doesn’t have to be cramped or expensive. With a minimalist mindset and a focus on purpose over possessions, it’s possible to build a home that feels good—and supports your financial goals.
