Money Archives — Financial Adviser

Does Every Filipino Really Owe the National Debt?

FinancialAdviser.ph — Mon, 14 Sep 2026 00:13:37 +0000

Every time the Philippine government announces a new record in national debt, a familiar headline usually follows. “Every Filipino now owes more than ₱150,000.” The statement is simple, easy to understand and often repeated in public discussions about government borrowing. But according to economist Dr. Jesus Felipe, it also gives many people the wrong impression [...]

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Finding Value Among the PSE’s Cheapest Blue-Chip Stocks

Stewie Go — Thu, 10 Sep 2026 01:59:01 +0000

A low price-to-earnings ratio is often one of the first things investors look for when searching for undervalued stocks. The logic seems simple. If one company trades at five times earnings while another trades at 20 times, the first company appears much cheaper. But a low P/E does not necessarily mean that the market has [...]

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Can the Philippine Government Really Create Money?

FinancialAdviser.ph — Wed, 09 Sep 2026 03:40:04 +0000

Most Filipinos have been taught to think about government finances the same way they think about their own household budget. Before a family can spend, it must first earn income, borrow money or use its savings. When discussions turn to the national budget, the same logic is often follows. If the government wants to build [...]

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The Philippines Grew, But Did Its Economy Really Develop?

FinancialAdviser.ph — Tue, 08 Sep 2026 07:52:35 +0000

Economic growth tells us whether an economy has become larger. It does not necessarily tell us whether the industries within that economy have become more deeply connected to one another. An industry can grow rapidly but purchase much of what it needs from abroad. Another may be relatively small but support an extensive network of [...]

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A Financial Planner Says Building Wealth Should Not Depend on Willpower

FinancialAdviser.ph — Mon, 24 Aug 2026 05:48:06 +0000

Many people believe that financial success comes down to discipline. If someone simply has enough willpower to save, invest, and control spending, they should eventually build wealth. But according to Registered Financial Planner Rex Mendoza, relying on willpower alone is one of the biggest mistakes people make in personal finance. Speaking at the 14th Financial [...]

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What Horror Movies, Politics and the Stock Market May Be Telling Us About Philippine Social Mood

Stewie Go — Mon, 24 Aug 2026 01:56:27 +0000

Insidious: Out of the Further earned about ₱51.7 million on its opening day in the Philippines, according to figures released by its distributor, making it the biggest opening day for a horror movie in the country. For the entertainment industry, this may simply reflect the strength of an established franchise and effective marketing. For followers [...]

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A Financial Planner Says Most People Never Pause to Think About Their Financial Direction

FinancialAdviser.ph — Wed, 19 Aug 2026 02:52:57 +0000

Many people work hard, earn income, and manage their daily expenses. Yet despite years of effort, they still feel financially stuck. Bills get paid, salaries come in, and money continues to flow through their lives. But when people stop to reflect, they often realize they have not made meaningful progress toward long-term financial goals. According [...]

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Is the ₱85 Minimum Wage Hike Fair? This Economist Says Productivity Is Only Part of the Answer

FinancialAdviser.ph — Wed, 19 Aug 2026 02:39:50 +0000

Almost everyone agrees that workers should receive a fair wage. The difficulty begins when employers, employees and policymakers try to define what “fair” actually means. Should wages reflect how much a worker produces? Should they be enough to support a family? Should companies pay more simply because their profits have increased? Or should compensation depend [...]

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A Financial Planner Says the Biggest Mistake Investors Make Is Trying to Time the Market

FinancialAdviser.ph — Wed, 19 Aug 2026 02:30:38 +0000

When markets become volatile, many investors begin asking the same question: Is this the right time to invest? Headlines about geopolitical tensions, inflation, or market corrections often make investors hesitant. Some delay investing until they believe the market will rise. Others try to buy and sell frequently in hopes of catching the perfect moment. But [...]

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Why More Solar Alone Will Not Solve the Philippines’ Energy Transition

FinancialAdviser.ph — Mon, 17 Aug 2026 08:59:39 +0000

The Philippines has set ambitious targets for renewable energy. As more solar farms, rooftop systems and other renewable projects enter the grid, it is tempting to think that the country’s energy transition is mainly a matter of building enough clean-energy capacity. But adding renewable energy is only the first part of the challenge. Mike Thomas, [...]

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