Money Archives — Financial Adviser

Inflation Never Stops. Here’s How to Keep Your Wealth Growing

FinancialAdviser.ph — Mon, 03 Aug 2026 07:36:02 +0000

Most people know that prices rise over time. What they often fail to recognise is how much inflation can quietly reduce the value of their savings. A retirement fund that looks sufficient today may no longer support the same lifestyle 20 or 30 years from now. The same amount of money will buy fewer groceries, [...]

The post Inflation Never Stops. Here’s How to Keep Your Wealth Growing appeared first on Financial Adviser.

Could The Next Philippine Financial Crisis Start In The Private Sector Instead Of Government Debt?

FinancialAdviser.ph — Tue, 21 Jul 2026 07:56:50 +0000

Every time concerns about the Philippine economy resurface, the same indicators usually dominate the discussion. Investors worry about the fiscal deficit, the national debt, the current account deficit, or whether the government’s borrowings have become too large. These measures are important, but according to a recent study by economists from De La Salle University, they [...]

The post Could The Next Philippine Financial Crisis Start In The Private Sector Instead Of Government Debt? appeared first on Financial Adviser.

The Discount Deception: Why That Sale Price Isn’t Saving You Money

FinancialAdviser.ph — Fri, 17 Jul 2026 00:37:54 +0000

We’ve all seen it—big red tags shouting “SALE” and tempting us with 40% to 70% off. The math feels like a win. You tell yourself, “I saved ₱400!” But according to Fitz Villafuerte, a Registered Financial Planner (RFP), that kind of thinking could be sabotaging your savings. “If you bought something that’s originally P1,000 for [...]

The post The Discount Deception: Why That Sale Price Isn’t Saving You Money appeared first on Financial Adviser.

How ‘On The Money’ Turned Edric Mendoza From Interviewer Into Financial Planner

FinancialAdviser.ph — Fri, 17 Jul 2026 00:23:32 +0000

Career turning points do not always begin with a carefully prepared plan. Sometimes, they start with an unexpected question, a chance conversation, or an opportunity that seems unrelated to the work a person is already doing. For Edric Mendoza, the path to becoming a Registered Financial Planner began not in a bank, an investment firm, [...]

The post How ‘On The Money’ Turned Edric Mendoza From Interviewer Into Financial Planner appeared first on Financial Adviser.

When Falling Blue Chips May Not Be a Buying Opportunity

FinancialAdviser.ph — Tue, 14 Jul 2026 08:58:28 +0000

In a recent Philippine Daily Inquirer column, Henry Ong, in his article “Are Falling Blue Chips Signaling Tougher Times Ahead?”, raised an important question confronting Philippine investors today. Many of the country’s largest listed companies now trade at valuations that would have seemed unthinkable just a few years ago. Several blue chips are trading below [...]

The post When Falling Blue Chips May Not Be a Buying Opportunity appeared first on Financial Adviser.

A Financial Planner Says the Problem With Financial Plans Is Not the Plan

FinancialAdviser.ph — Wed, 08 Jul 2026 07:32:31 +0000

Many people begin their financial journey with good intentions. They set goals to save more, invest regularly, and build a better financial future for their families. Yet for many individuals, these plans never fully materialize. According to Registered Financial Planner Rex Mendoza, the problem is rarely the financial plan itself. The real challenge lies in [...]

The post A Financial Planner Says the Problem With Financial Plans Is Not the Plan appeared first on Financial Adviser.

A Financial Planner Shares a ‘Resilience Playbook’ for Surviving Financial Uncertainty

FinancialAdviser.ph — Wed, 08 Jul 2026 07:29:25 +0000

Economic uncertainty has become a regular part of life for many Filipinos. Inflation rises, markets fluctuate, jobs change, and unexpected crises can disrupt even the most stable financial plans. For Registered Financial Planner Mariel Tablan, the best response to uncertainty is not fear—it is preparation. Speaking at the 14th Financial Fitness Forum last April 11, [...]

The post A Financial Planner Shares a ‘Resilience Playbook’ for Surviving Financial Uncertainty appeared first on Financial Adviser.

A Financial Planner Says These 3 Principles Should Guide Every Investor

FinancialAdviser.ph — Wed, 08 Jul 2026 07:15:36 +0000

For many people, investing often feels complicated. Markets move unpredictably, economic news changes daily, and investors are constantly exposed to new strategies promising higher returns. With so much information available, it can be difficult to know which principles truly matter in building long-term wealth. According to Registered Financial Planner Karlo Biglang-Awa, successful investing does not [...]

The post A Financial Planner Says These 3 Principles Should Guide Every Investor appeared first on Financial Adviser.

The Hidden ‘Money Leaks’ That Drain Your Income, According to a Financial Planner

FinancialAdviser.ph — Wed, 08 Jul 2026 06:51:41 +0000

For many people, financial stress is often blamed on one thing: not earning enough. But according to Registered Financial Planner Christopher Cervantes, the real problem is often much smaller—and harder to notice. It is the quiet accumulation of everyday spending decisions. Speaking at the 14th Financial Fitness Forum last April 11, Cervantes explained that many [...]

The post The Hidden ‘Money Leaks’ That Drain Your Income, According to a Financial Planner appeared first on Financial Adviser.

What Andrea Torres Learned About Money Before Success Arrived

FinancialAdviser.ph — Wed, 01 Jul 2026 06:07:40 +0000

For many people, financial planning starts with a predictable paycheck. Salaries arrive on schedule, making it easier to budget, save, and plan for the future. For those working in industries where opportunities come and go, however, money management requires a different mindset. Actress Andrea Torres, who is managed by Sparkle GMA Artist Center, understands this [...]

The post What Andrea Torres Learned About Money Before Success Arrived appeared first on Financial Adviser.