Life Archives — Financial Adviser

She Took a Pay Cut for Family—Here’s What It Changed About Her Career

FinancialAdviser.ph — Tue, 16 Jun 2026 08:44:13 +0000

Juanda Lee Rayos, a Certified Hospitality Professional, built her career in an industry where long hours and high expectations are part of the job. Like many in hospitality, success is often measured by promotions, performance, and compensation. But at one point, she made a decision that challenged that idea. “Yes, I made a career shift [...]

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Why Ed Lapiz Believes Knowledge is Wealth: The Pastor Who Went Back to College at 39

FinancialAdviser.ph — Tue, 16 Jun 2026 06:47:41 +0000

By the time Ed Lapiz was 39, he was already leading a fast-growing congregation. Day by Day Jesus Ministries was thriving, spreading across the Philippines and abroad. But instead of settling into success, Lapiz did something unexpected: he went back to college. “I was 39 and I went back to college as a sophomore,” he [...]

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How Young Filipino Couples Can Balance Family, Finances, and Faith

FinancialAdviser.ph — Fri, 09 Jan 2026 06:25:08 +0000

Building a life together is one of the greatest joys of marriage, but it also comes with unique challenges. For today’s generation of young Filipino couples, the task is even more complex: balancing rising costs of living, ambitious lifestyle goals, and the responsibility of caring for both their children and aging parents. According to Karlo [...]

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Why Erwan Heussaff Never Calls Himself a Chef

FinancialAdviser.ph — Fri, 28 Nov 2025 05:39:03 +0000

For years, people have debated whether Erwan Heussaff should be called a chef. He’s known for creating food content, running restaurants, and talking about recipes—but in his own words, the label has always been misplaced. His story shows why titles matter less than clarity of role, and how sticking to operations shaped his path as [...]

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She Didn’t Stick to One Career Lane—Here’s How Communication Helped Her Succeed in Every Industry She Entered

FinancialAdviser.ph — Thu, 27 Nov 2025 05:20:16 +0000

When Janina Micca Perez, Certified Hospitality Professional (CHP), looks back at her career—from hotel work in Oman to marketing partnerships in Manila, and now leading a hospitality college—she doesn’t describe her journey as strategic or perfectly planned. She describes it as the result of one habit she never abandoned: she kept learning, even when the [...]

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She Kept Training Even When She Was Busy—Now Her Career Is Years Ahead of Her Peers

FinancialAdviser.ph — Mon, 24 Nov 2025 01:41:28 +0000

When Karen Caroll Love Montealegre began her career, she didn’t rely on chance or timing. She relied on a decade-long roadmap that guided every academic decision, training schedule, and professional milestone that followed. As she explains, “this was all part of my 10-year plan, my journey from humble beginnings to becoming an accomplished individual with [...]

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She Didn’t Have a Set Career Plan—But Lifelong Learning Led Her to Greater Confidence and Strategic Growth

FinancialAdviser.ph — Thu, 20 Nov 2025 08:11:34 +0000

Not everyone who enters the HR field has a clear destination in mind. For Certified Human Resource Professional Alyssa Alillana, her journey was guided less by titles and more by a deep, persistent desire to learn, grow, and contribute meaningfully to her workplace. “I’ve seen it through my networks and websites,” she said, recalling how [...]

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This Financial Planner Learned SEO Before Finance—Here’s Why He Never Stops Studying

FinancialAdviser.ph — Thu, 30 Oct 2025 01:38:01 +0000

Before Fitz Villafuerte became a Registered Financial Planner (RFP), he was already a learner—and not just of finance. His first self-taught skills weren’t from business school or financial seminars. They came from the internet. “If you check my LinkedIn profile, you’ll see that I have a good number of endorsements for Social Media Marketing, SEO, [...]

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Why Talking About Money Could Save Your Marriage, According to a Financial Planner

FinancialAdviser.ph — Mon, 29 Sep 2025 08:57:02 +0000

Arguments about money are one of the top reasons couples fight—and even separate. But according to Karlo Biglang-Awa, a Registered Financial Planner (RFP), these conflicts are often less about money itself and more about a lack of communication. In an interview with Financial Adviser PH, he emphasized that creating a shared financial vision is one [...]

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Why ‘Trying Everything’ Nearly Burned Me Out—And How a Finance Minimalist Mindset Brought Peace

FinancialAdviser.ph — Fri, 20 Jun 2025 08:46:50 +0000

There’s a hidden side to financial literacy that doesn’t always get discussed: burnout. For many new investors, the excitement of learning about personal finance can turn into pressure to do everything—buy every product, follow every tip, and chase every trend. That’s exactly what happened to Dr. Jhoanna De Guzman, a Registered Financial Planner who shared [...]

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